We launched ACE Express Umbrella in January 2009 to facilitate the placement of lead umbrella policies for risks with annual revenues of $50 million and below.  Brokers who are experienced with small business or who have industry specialties may find ACE Express Umbrella to be an ideal platform to streamline their umbrella placements. 

Our goal is to form business relationships with brokers who have expertise with a particular class or classes of business.  Our product was developed to streamline the underwriting and processing while allowing customization for those niche classes of business.

Benefits:

• Multiple quote options with incremental limits and commission
• Admitted coverage (all states except Alaska, Louisiana and Vermont), even if one or more underlying policies are non-admitted
• For submissions requiring underwriter review, dedicated experienced referral underwriters with authority to quote an additional 500 classes of business
• Rapid referral response ( 24 hours voice/email response, 48 hours for referrals,  30 days for endorsement processing)
• Agency Bill or Direct Bill options available at binding
• Schedule of underlying for flexible entry of underlying policies
• Streamlined loss information requirements (only large losses and significant aggregate years)
  Ability to accept or reject Terrorism – TRIA (TRIPRA) coverage upon binding
• ACE Catastrophe Management Insurance provided on all policies